proficient in information systems, management science, finance and bank lending business Rich project experience: in-depth understanding of commercial banking business model and scorecard model Assembling a team to build business models using data in conjunction with business development needs, and accurately predicting user behavior through model judgments and calculations, and applying risk management models to credit business. Responsible for interfacing with business, operations and IT departments to ensure accurate implementation of risk quantification strategies, continuous monitoring and optimization. Experience in approval strategy, in-event risk control, good at risk feature extraction, proficient in data analysis, mining common algorithm principles, skilled in SQL application; able to independently undertake research landing of risk issues: risk analysis, cause tracing, strategy and model design, effect evaluation, etc